Severe weather can leave hazards behind after the skies clear. Put personal safety first, follow local emergency officials, and do not enter a damaged area until it has been declared safe.
Start with safety
Call 911 for an immediate threat to life or safety. Stay well away from downed power lines and report them to local authorities or the utility. If you smell gas, leave the area and contact emergency services or the gas utility from a safe location. Do not climb onto a roof or enter a structure that may be unstable.
Record visible conditions safely
When it is safe to do so, take dated photos or video from a safe location. Note the room or area and keep the original files. Do not put yourself at risk or disturb hazardous materials to get a better image.
Address urgent hazards with qualified help
For electrical, gas, structural, or water-related hazards, contact the appropriate utility, emergency authority, or qualified local professional. Ask about required credentials and permits where you live. Keep copies of receipts, work orders, estimates, and communications related to emergency work.
Keep project information organized
Save photos, invoices, repair records, and written communications together. Record dates and the names of the companies you contact. Keep copies of documents you provide or receive.
For policy or insurance questions
Contact your insurer directly for its procedures and documentation requests. For questions about your policy or rights, consult a licensed insurance professional or your state insurance department. Requirements vary by policy and location.
How Fusion supports the industry
Fusion provides contractor-focused estimating, project documentation, and scope-and-price communication support. Fusion does not determine insurance coverage, interpret a homeowner’s policy, or represent homeowners in insurance matters.
Additional safety information: Ready.gov severe weather guidance and FEMA’s property-damage documentation guidance.
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